Finally, an insurance policy
you don't have to die to enjoy.
Petra has protected 500,000+ Ghanaian workers since 2011 with retirement
plans. Now we are working with Pru to bring you insurance that gives you assurance.
Insurance that pays your family. And insurance that pays you.
2 Plans, one that settles the funeral your family would otherwise pay for. The pays you the full payout at maturity. This is why Ghanaians who never trusted insurance are signing up now for once, the money comes back.
Family protectionUltimate Premier Farewell Plan
This plan covers you, your spouse, children, parents and parents-in-law.
- Sum assured GHS 20,000 to GHS 100,000
- Premiums waived from age 60
- Grocery voucher at the hardest moment
- Monthly contribution depends on sum assured
Savings that pay you backPru Wealth Plan
Live to see the term mature and collect your money. If you do not, your family receives the sum assured plus 10% every year.
- Terms of 5 to 15 years
- Sum assured from GHS 100,000
- Accidental death pays double
- Monthly contribution depends on sum assured
A monthly amount smaller than the problem.
Grief is heavy enough. The funeral bill shouldn't add to it. A decent farewell cost GHS 50,000 – 100,000 let’s help you plan for it now
Choose one plan, or both
Cover the family, build the savings, or do both on one page.
Know your monthly cost
An advisor will help you know how much it costs monthly, or pay annually and get a discount.
Your cover confirmed in writing
Clear policy documents. No fine-print surprises.
Proof that insurers pay.
GH¢9.8 million every day
Ghanaian insurers paid GH¢3.6 billion in claims in 2024 (NIC). Some of it to families like yours.
5 days
Under NIC rules, insurers must respond to your claim in 5 days and pay valid claims within four weeks.
+350%
Growth of money-back policies in 2025 (NIC returns). Ghanaians choose money that comes back.
Cover that spans three generations
You, your children, your parents, your in-laws
Why Should you buy from us?
We are a household name in pensions
Ghana's largest independent pensions trustee, serving since 2011.
We sell through advisors, not a salesperson.
So we look out for you and explains the full terms before you sign and then stays on to ensure our partner serves you properly.
NIC-licensed distribution
Petra Fund Services is licensed and regulated by the National Insurance Commission.Your money sits with the insurer. Premiums and benefits are held by the insurer, never by Petra.
A rescue fund behind you
The NIC Client Rescue Fund protects policyholders if any insurer fails. A rescue fund behind you.
Common questions
Straight answers, no jargon. Anything else, an advisor is one message away.
Yes. Ghanaian insurers paid GHS 3.6 billion in 2024 (NIC), and NIC rules require payment of valid claims within four weeks.
Get your free monthly quote today.
Protect the people you love, and still get your money back.
Your details stay private. No spam, ever.
